Microfinance organization “Capital Credit” LTD is a non-deposit, financial company, whose major objective is micro-crediting, according to the Law of Georgia “On Microfinance Organizations”. Objective is to offer the varied credit products to small and medium entrepreneurs at most rapidly and transparently. Capital Credit`s credit products are dedicated for especially micro-segment, in order that the small entrepreneurs were able to improve their financial state.
Capital Credit offers the clients loans, money transfers and micro insurances.
Capital Credit will be able to serve to the small entrepreneurs fully and to provide them with consultation for management of their own business.
Slogan of company is Joint Favor, which at first expresses the will of achievement of the success together with customers.
Our corporate philosophy consists of six basic principles:
Transparency and trust: We strictly follow the principle of providing transparent information to our clients, to the public and to our employees. Transparency is basic prerequisite trust.
Open communication: We are open, fair and constructive in our communication with customers and each other. If problems arise, we search in a professional manner and in partnership for the causes and solutions.
Social responsibility: We provide our customers with sound advice on economic and financial situations. Their potential and abilities must be assessed so that they benefit from our products. Furthermore, the promotion of a sustainable corporate culture with economic and environmental savings is important for us.
Tolerance: We are committed to treat all customers and employees with respect and fairness, regardless of their origin, gender and religious.
Service orientation: Every client is served in a friendly, professional and courteous manner. Our employees are committed to a best possible service to all clients independent of their origin, size of company and the extent to which they use our services.
High professional standards: Every employee takes responsibility for the quality of his/her work and strives to improve her/his work continuously in the interests of our clients. We are aware of dealing with sensitive data, maintain a high level of confidentiality and set high standards in the prevention of corruption.